</noscript><nav class="navbar navbar-expand-lg fixed-top py-3 py-lg-2"><div class="container-fluid"><div class="container-lg d-flex justify-content-between align-items-center"><a style="cursor:pointer" class="nav-brand d-flex-inline align-items-center" href="https://ajo.money/"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661657808/website/logo_xpdxdw.png" width="155.5" alt=""/></a><button class="navbar-toggler p-0 ms-auto" type="button" data-bs-toggle="offcanvas" data-bs-target="#mobileMenu" aria-controls="mobileMenu"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 16 16" color="#000" style="color:#000" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" d="M2.5 12a.5.5 0 0 1 .5-.5h10a.5.5 0 0 1 0 1H3a.5.5 0 0 1-.5-.5zm0-4a.5.5 0 0 1 .5-.5h10a.5.5 0 0 1 0 1H3a.5.5 0 0 1-.5-.5zm0-4a.5.5 0 0 1 .5-.5h10a.5.5 0 0 1 0 1H3a.5.5 0 0 1-.5-.5z"></path></svg></button><div class="d-none d-lg-flex navbar-collapse ms-lg-5 mt-4 mt-lg-0" id="navbarText"><ul class="navbar-nav mb-2 mb-lg-0 ms-lg-5"><li class="nav-item mx-lg-4"><div class="dropdown"><a class="nav-link dropdown-toggle" href="#" role="button" id="products-dropdown" data-bs-toggle="dropdown" aria-expanded="false">Products <svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 24 24" color="#BDBDBD" style="color:#BDBDBD" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M16.293 9.293 12 13.586 7.707 9.293l-1.414 1.414L12 16.414l5.707-5.707z"></path></svg></a><div class="dropdown-menu dropdown-menu-lg pt-0 pb-4 pb-lg-0" aria-labelledby="products-dropdown"><div class="row"><div class="col-12 col-md-6 col-xl-3 pb-xl-4"><div class="ps-4 pb-3 pt-4"><h5 class="nav-dropdown-heading mb-3">Savings and Credit</h5><ul class="list-group"><li class="list-group-item px-0"><a class="text-decoration-none d-flex" href="https://ajo.money/rotating-savings"><i class="me-2 d-flex align-items-center"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2722%27%20height=%2719%27/%3e"/></span><img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Frotating.c6c38b01.png&w=32&q=75 1x, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Frotating.c6c38b01.png&w=48&q=75 2x" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Frotating.c6c38b01.png&w=48&q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" loading="lazy"/></noscript></span></i> <!-- -->Rotating group savings</a></li><li class="list-group-item px-0"><a class="text-decoration-none d-flex" href="https://ajo.money/personal-savings"><i class="me-2 d-flex align-items-center"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2722%27%20height=%2722.93%27/%3e"/></span><img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fpersonal.ccfd7135.png&w=32&q=75 1x, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fpersonal.ccfd7135.png&w=48&q=75 2x" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fpersonal.ccfd7135.png&w=48&q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" loading="lazy"/></noscript></span></i> <!-- -->Personal savings</a></li><li class="list-group-item px-0"><a class="text-decoration-none d-flex" href="https://ajo.money/thrift-contributions"><i class="me-2 d-flex align-items-center"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2722%27%20height=%2723.31%27/%3e"/></span><img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fthrift.6dde1e50.png&w=32&q=75 1x, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fthrift.6dde1e50.png&w=48&q=75 2x" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fthrift.6dde1e50.png&w=48&q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" loading="lazy"/></noscript></span></i> <!-- -->Thrift contribution</a></li></ul></div></div><div class="col-12 col-md-6 col-xl-3 pb-xl-4"><div class="ps-4 pb-3 pt-4"><h5 class="nav-dropdown-heading mb-3">Wallet</h5><ul class="list-group"><li class="list-group-item px-0"><a class="text-decoration-none d-flex" href="https://ajo.money/send-and-receive-money"><i class="me-2 d-flex align-items-center"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2722%27%20height=%2723.28%27/%3e"/></span><img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fsend.5c0c41e3.png&w=32&q=75 1x, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fsend.5c0c41e3.png&w=48&q=75 2x" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fsend.5c0c41e3.png&w=48&q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" loading="lazy"/></noscript></span></i> <!-- -->Send and receive money</a></li><li class="list-group-item px-0"><a class="text-decoration-none d-flex" href="https://ajo.money/airtime-and-data"><i class="me-2 d-flex align-items-center"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2722%27%20height=%2725.5%27/%3e"/></span><img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fairtime.dea39eb8.png&w=32&q=75 1x, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fairtime.dea39eb8.png&w=48&q=75 2x" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fairtime.dea39eb8.png&w=48&q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" loading="lazy"/></noscript></span></i> <!-- -->Airtime and data</a></li><li class="list-group-item px-0"><a class="text-decoration-none d-flex" href="https://ajo.money/utility-bills"><i class="me-2 d-flex align-items-center"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2722%27%20height=%2728%27/%3e"/></span><img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Futility.fb6fb74e.png&w=32&q=75 1x, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Futility.fb6fb74e.png&w=48&q=75 2x" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Futility.fb6fb74e.png&w=48&q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" loading="lazy"/></noscript></span></i> <!-- -->Utility bills</a></li></ul></div></div><div class="col-12 col-md-6 col-xl-3 pb-xl-4"><div class="ps-4 pb-3 pt-4"><h5 class="nav-dropdown-heading mb-3">Investment</h5><ul class="list-group"><li class="list-group-item px-0"><a class="text-decoration-none d-flex" href="https://ajo.money/investment-clan"><i class="me-2 d-flex align-items-center"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2725.86%27%20height=%2724%27/%3e"/></span><img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fgroup.1c4d452f.png&w=32&q=75 1x, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fgroup.1c4d452f.png&w=64&q=75 2x" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fgroup.1c4d452f.png&w=64&q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" loading="lazy"/></noscript></span></i> <!-- -->Investment clan</a></li></ul></div></div><div class="col-12 col-md-6 col-xl-3"><div class="ps-4 pb-3 pt-4 h-100 company"><h5 class="nav-dropdown-heading text-dark mb-3">Company</h5><ul class="list-group"><li class="list-group-item py-1 ps-0"><a class="text-decoration-none" href="https://ajo.money/about-us">About Us</a></li><li class="list-group-item py-1 ps-0"><a class="text-decoration-none" href="https://ajo.money/about-us#our-story">Our Story</a></li><li class="list-group-item py-1 ps-0"><a class="text-decoration-none" href="https://ajo.money/about-us#our-team">Our Team</a></li></ul></div></div></div></div></div></li><li class="nav-item mx-xl-4"><div class="dropdown"><a class="nav-link dropdown-toggle" href="#" role="button" id="platforms-dropdown" data-bs-toggle="dropdown" aria-expanded="false">Platforms <svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 24 24" color="#BDBDBD" style="color:#BDBDBD" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M16.293 9.293 12 13.586 7.707 9.293l-1.414 1.414L12 16.414l5.707-5.707z"></path></svg></a><ul class="dropdown-menu px-4 pb-xl-4" aria-labelledby="platforms-dropdown"><li class="list-group-item px-0"><a class="text-decoration-none d-flex" href="https://ajo.money/agents"><i class="me-2 d-flex align-items-center"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2722%27%20height=%2724%27/%3e"/></span><img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fagents.532175c2.png&w=32&q=75 1x, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fagents.532175c2.png&w=48&q=75 2x" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fagents.532175c2.png&w=48&q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" loading="lazy"/></noscript></span></i> <!-- -->For Agents</a></li><li class="list-group-item px-0"><a class="text-decoration-none d-flex" href="https://ajo.money/partners"><i class="me-2 d-flex align-items-center"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2722.97%27%20height=%2719.5%27/%3e"/></span><img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img srcSet="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fdevs.d0703661.png&w=32&q=75 1x, /_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fdevs.d0703661.png&w=48&q=75 2x" src="/_next/image?url=%2F_next%2Fstatic%2Fmedia%2Fdevs.d0703661.png&w=48&q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" loading="lazy"/></noscript></span></i> <!-- -->Developers</a></li></ul></div></li><li class="nav-item mx-xl-4"><a class="nav-link" aria-current="page" href="https://ajo.money/faqs">FAQs</a></li><li class="nav-item mx-xl-4"><a href="https://blog.ajo.money" target="_blank" class="nav-link">Blog</a></li></ul><span class="navbar-text ms-auto d-flex"><a href="https://ajomoney.page.link/launch" class="btn def-a btn-primary d-block d-md-inline nav-btn-clr rounded-5">Get Started</a></span></div></div></div></nav><div class="offcanvas offcanvas-start d-lg-none" tabindex="-1" id="mobileMenu" aria-labelledby="offcanvasExampleLabel"><div class="offcanvas-header"><a style="cursor:pointer" class="nav-brand d-flex-inline align-items-center" href="https://ajo.money/"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661657808/website/logo_xpdxdw.png" width="155.5" alt=""/></a><button type="button" class="btn-close" data-bs-dismiss="offcanvas" aria-label="Close"></button></div><div class="offcanvas-body p-0"><div class="px-3 mt-4"><ul class="navbar-nav mb-2 mb-lg-0 ms-lg-5"><li class="nav-item mx-lg-4"><a class="nav-link d-flex justify-content-between align-items-center" href="#" role="button" id="products-dropdown">Products <svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" color="#BDBDBD" style="color:#BDBDBD" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg></a></li><li class="nav-item"><a class="nav-link d-flex justify-content-between align-items-center" href="#" role="button" id="platforms-dropdown">Platforms <svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" color="#BDBDBD" style="color:#BDBDBD" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z"></path></svg></a></li><li class="nav-item"><a class="nav-link" aria-current="page" href="https://ajo.money/faqs">FAQs</a></li><li class="nav-item"><a href="https://blog.ajo.money" target="_blank" class="nav-link">Blog</a></li></ul><span class=" nav-item ms-auto"><a href="https://ajomoney.page.link/launch" class="btn def-a btn-primary d-block nav-btn-clr rounded-5">Get Started</a></span></div></div></div><section class="container-fluid px-md-0 pt-5"><div class="container pt-5 pt-md-3 text-center text-md-start"><div class="row pt-5 pt-md-0"><div class="col-md-6 pe-xl-5 my-auto mx-xl-0"><p class="text-uppercase aj-text-primary mb-2" style="font-weight:500">AJO - ESUSU - ADASHE</p><h1 class="mb-2 hero-title">Alternative<!-- --> <span class="position-relative">finance<!-- --> <img src="/img/home/hero-underline.png" alt="" class="Home_heroUnderline__h_eS5"/></span>for <span style="color:#89c40f">underserved</span> Africans.</h1><p>We make access to micro-credit easy for SMEs and corporate worker at zero-interest. Become a part of our community financing digital rotating savings and credit platform (ROSCA) to get started.</p><a href="#downloadAjoMoney" data-aos="fade-up" class="cta mt-3 d-inline-flex align-items-center"><span class="me-2">Get started</span> <svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" color="#89C40F" style="color:#89C40F" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z"></path></svg></a></div><div class="col-md-6 mx-auto py-5 my-auto position-relative"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661659165/website/ajo_users_bzek8h.png" alt="" data-aos="fade-up" class="img-fluid mx-auto my-auto"/><img src="/img/home/ug-home-banner.png" alt="" data-aos="fade-up" class="d-none"/></div></div></div></section><section style="background-color:rgba(250, 255, 238, 1)" class="container-fluid"><article class="container pt-5 pt-md-3 px-3 px-md-0"><div class="row pt-3 justify-content-between align-items-center"><div class="col-md-5 pb-4 pb-md-5 mb-4 my-md-auto position-relative text-center text-md-start"><h2 class="mb-3 mb-md-2 service-a-title">Community<!-- --> <span class="position-relative"><img src="/img/home/home-1-flower.png" alt="" class="Home_home1Flower__yoZDI"/></span><br class="d-none d-md-inline-block"/> financing (ROSCA).</h2><p class="Home_homePara__v7juC">By being a member of a rotating savings and credit group, you can collectively save money with people of similar cooperative significance and rotate collection.</p><a data-aos="fade-up" class="cta mt-3 d-inline-flex align-items-center" href="https://ajo.money/rotating-savings"><span class="me-2">Learn more</span> <svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" color="#89C40F" style="color:#89C40F" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z"></path></svg></a></div><div class="col-md-7 pt-md-5 text-center"><img width="" src="https://res.cloudinary.com/ajomoney/image/upload/v1661662310/website/home-1_lrqjq7.png" class="img-fluid mx-auto my-auto"/></div></div></article></section><section class="Home_sectionC__42gjz"><article class="container-fluid px-3 px-md-0 py-md-8"><div class="container pt-3 pt-md-0"><div class="row justify-content-md-end"><div class="col-md-5 col-xl-6 my-auto px-xl-5 text-center text-md-start"><h2 class="mb-3 mb-md-2 service-a-title">Invest<!-- --> <span class="position-relative">early<img src="/img/home/home-2-circle.png" class="Home_home2Circle__ltvGY"/></span> <br class="d-none d-md-inline-block"/> and ahead in a clan.</h2><p class="Home_homePara__v7juC">With early access to a rotating savings collection, you can invest your money in valuable assets for up to 15% ROI per annum in a clan. Also, you get to build credit when you invest.</p><a data-aos="fade-up" class="cta mt-3 d-inline-flex align-items-center" href="https://ajo.money/investment-clan"><span class="me-2">See investment clan</span> <svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" color="#89C40F" style="color:#89C40F" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z"></path></svg></a></div></div></div></article></section><section class="Home_sectionD__r2WIu"><article class="container-fluid px-3 px-md-0 p-0"><div class="container pt-3 pt-md-0"><div class="row py-2 justify-content-between align-items-center"><div class="col-md-6 mb-3 mb-md-0 text-center text-md-start"><h2 class="mb-3 mb-md-2 service-a-title">Savings<!-- --> <span class="position-relative">club<img src="/img/home/home-3-arrow.png" alt="" class="Home_home3Arrow__udKqq d-none d-md-inline"/></span> <br class="d-none d-md-inline"/> & credit.</h2><p class="Home_homePara__v7juC">Not an instant loan, but why stay broke because you are saving money. Save your income daily or weekly or monthly and take turn to get additional credit when you need one.</p><a data-aos="fade-up" class="cta mt-3 d-inline-flex align-items-center" href="https://ajo.money/ajo"><span class="me-2">Join a group</span> <svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" color="#89C40F" style="color:#89C40F" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z"></path></svg></a></div><div class="col-md-6 ps-xl-5"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661662383/website/home-3_dbaspe.png" class="img-fluid mx-auto my-auto"/></div></div></div></article></section><section class="container-fluid px-3 px-md-0 pt-5 mt-3 mt-md-0" id="slider-container"><article class="container mb-0 mb-md-5"><div class="text-uppercase mb-2 text-center text-md-start swiper-section-title mt-md-4">extended platforms</div><div class="d-md-flex justify-content-between align-items-center mb-5"><h2 class="mb-0 mb-md-2 text-center text-md-start">Partner with AjoMoney</h2></div><div class="d-none "><div class="swiper ajo-swiper"><div class="swiper-wrapper"><div class="swiper-slide" style="width:398.28px"><div class="platform-card platform-card-devs text-center"><div class="mt-4"><a href="https://ajo.money/partners"><h3 class="mb-2" style="color:#d98fd1;text-decoration:underline">Partners API</h3></a><p class="mb-5 mx-auto">Savings and credit as a service API for developers and businesses. Launch your savings and credit platform or solution. Help your users build credit for saving.</p></div><img src="/img/home/partners.svg" alt=""/></div></div><div class="swiper-slide" style="width:398.28px"><div class="platform-card platform-card-coop text-center"><div class="mt-4"><a href="https://ajo.money/cooperatives"><h3 class="mb-2" style="color:#E09700;text-decoration:underline">Cooperative</h3></a><p class="mb-5 mx-auto">Run a flexible credit union for your customers and employees, give them access to savings and also loan or mortgage as they save money with you to build credit.</p></div><img src="/img/home/coop.svg" alt=""/></div></div><div class="swiper-slide" style="width:398.28px"><div class="platform-card platform-card-biz text-center"><div class="mt-4"><a href="https://ajo.money/business"><h3 class="mb-2" style="color:#6189F2;text-decoration:underline">Business</h3></a><p class="mb-5 mx-auto">Sell to AjoMoney consumers and your existing customers, offer buy now pay later and also access thrift savings, investment and credit to grow your business.</p></div><img src="/img/home/business.svg" alt=""/></div></div><div class="swiper-slide" style="width:398.28px"><div class="platform-card platform-card-agents text-center"><div class="mt-4"><a href="https://ajo.money/agents"><h3 class="mb-2" style="color:#ff6f6f;text-decoration:underline">Mobile Agents</h3></a><p class="mb-5 mx-auto">Make money as an agent when you help people sign-up, perform thrift contribution and access credit. Help the unbanked become banked</p></div><img src="/img/home/mobile-agents.svg" alt=""/></div></div></div></div></div><div class="row"><div class="col-xl-4 mb-4"><div class="platform-card platform-card-agents text-center"><div class="mt-0"><a href="https://ajo.money/agents"><h3 class="mb-2" style="color:#ff6f6f;text-decoration:underline">Mobile Agents</h3></a><p class="mb-0 mx-auto">Make money as an agent when you help people sign-up, perform thrift contribution and access credit. Help the unbanked become banked.</p></div><img src="/img/home/mobile-agents.svg" alt=""/></div></div><div class="col-xl-4 mb-4"><div class="platform-card platform-card-devs text-center"><div class="mt-0"><a href="https://ajo.money/partners"><h3 class="mb-2" style="color:#d98fd1;text-decoration:underline">Partners API</h3></a><p class="mb-0 mx-auto">Savings and credit as a service API for developers and businesses. Launch your savings and credit platform or solution. Help your users build credit for saving.</p></div><img src="/img/home/partners.svg" alt=""/></div></div><div class="col-xl-4 mb-4"><div class="platform-card platform-card-coop text-center"><div class="mt-0"><a href="https://ajo.money/cooperatives"><h3 class="mb-2" style="color:#E09700;text-decoration:underline">Cooperative</h3></a><p class="mb-0 mx-auto">Turn your cooperative into a neo-bank, grow when you help your members grow with improved, thrift savings and loan management.</p></div><img src="/img/home/coop.svg" alt=""/></div></div></div></article></section><section class="container-fluid px-3 px-md-0 pb-0 pt-2 mt-5 mt-md-0" id="slider-container"><article class="container mb-0 mb-md-5"><div class="text-uppercase mb-2 text-center swiper-section-title mt-md-4">Our investors and partners</div><div class="my-xl-5 my-4 text-center" style="display:flex;flex-wrap:wrap;flex-direction:row;width:100%;justify-content:center"><div class="mb-3 mx-3"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661670207/website/partners/Tekedia-Logo-2.png_jv6p0i.webp" height="30px" alt=""/></div><div class="mb-3 mx-3"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661670208/website/partners/Paga-logo-Only_ioysxe.png" height="30px" alt=""/></div><div class="mb-3 mx-3"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661670207/website/partners/logo_3x-2_byhvxj.png" height="30px" alt=""/></div><div class="mb-3 mx-3"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661670207/website/partners/Artboard-1-copy-3-1_tuwty9.png" height="30px" alt=""/></div><div class="mb-3 mx-3"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661670208/website/partners/FSDH-hOLDCO-Logo_ejihue.png" height="30px" alt=""/></div><div class="mb-3 mx-3"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661671027/website/partners/seedstars_logo_1450x200.width-800_fbsfjg.png" height="30px" alt=""/></div></div></article></section><section class="d-none"><article class="container-fluid"><div class="container"><div class="row py-md-2 justify-content-center justify-content-md-start"><div class="col-9 col-md-5 col-lg-5 col-xxl-4 text-center text-md-start"><h2 class="text-white mb-3 service-a-title">AjoMoney Virtual<!-- --> <span class="position-relative">USD/NGN<img src="/img/home/home-4-underline.png" alt="" class="Home_home4Underline___vpY9"/> </span> <!-- -->Card</h2><p class="Home_virtualCard__tdcDM">Pay Installmentally at over 1000 Stores when you checkout with our virtual cards. Also build credit when you pay your subscriptions with it.</p><a href="#downloadAjoMoney" class="cta-white mt-4 mb-3 d-inline-flex align-items-center bg-white aj-text-primary"><span class="me-2">Create a free account</span> <svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" color="#89C40F" style="color:#89C40F" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z"></path></svg></a></div></div></div></article></section><div class="container-fluid"><section id="downloadAjoMoney" class="container pt-md-8 pb-5 mt-5"><article class="DownloadAjoMoney_iphone12Container__zWUHe"><div class="row justify-content-md-between"><div class="col-lg-5 text-center text-lg-start pt-5 pt-lg-0 px-xl-5 mb-3 mb-lg-0 position-relative"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661662441/website/iphone-12-mini-mobile_yhmslg.png" width="50%" class="d-lg-none mx-auto"/><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661662457/website/iphone-12-mini_zajwma.png" width="100%" class="DownloadAjoMoney_iphone12__HHlGp"/></div><div class="col-lg-6 text-center text-lg-start px-30 px-lg-0 pb-5 pb-lg-0 d-flex flex-column justify-content-center"><h2 class="mb-2 position-relative service-a-title"><span class="position-relative">Join<!-- --> <img src="/img/home/home-5-underline.png" alt="" class="position-absolute home-5-underline"/></span> <!-- -->AjoMoney</h2><p class="DownloadAjoMoney_para__bcBfU">Become financially free and included when you build credit through flexible savings such as rotating group savings and thrift contribution with collective investment.</p><div class="d-flex d-md-block justify-content-center"><a href="https://ajomoney.page.link/launch" target="_blank" class="download-app d-inline-flex me-md-4"><span class="ms-2">Get started</span> </a></div><div class="d-none"><a target="_blank" class="download-app d-inline-flex align-items-center justify-content-center me-md-4"><span class="ms-2">Coming soon</span> </a></div></div></div></article></section><section class="container-fluid px-3 px-md-0 pb-0 pt-2 mt-5 mb-5 mt-md-0" id="slider-container"><article class="container mb-0 mb-md-5"><div class="text-uppercase mb-2 text-center swiper-section-title mt-md-4">As featured in</div><div class="my-xl-5 my-4 text-center" style="display:flex;flex-wrap:wrap;flex-direction:row;width:100%;justify-content:center"><a href="https://disrupt-africa.com/2022/08/23/nigerias-ajomoney-is-digitising-centuries-old-savings-processes-and-seeing-strong-growth/" target="_blank" class="mb-3 mx-4"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661692831/website/blogs/DA-logo-on-transparent-with-tag-small-e1414593297539_corjtv.png" height="60px" alt=""/></a><a href="" target="_blank" class="mb-3 mx-4"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661692739/website/blogs/2882303763932039806_ifttqr.webp" height="60px" alt=""/></a><a href="https://stamp.ng/nigerias-31-fastest-growing-credit-startups/" target="_blank" class="mb-3 mx-4"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661693010/website/blogs/Stamp-Social-Pic_paffh9.png" height="60px" alt=""/></a><a href="" target="_blank" class="mb-3 mx-4"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661692047/website/blogs/cdp_logo_pqaxvy.svg" height="60px" alt=""/></a><a href="https://www.benjamindada.com/migration-entrepreneurship-prize-2022/" target="_blank" class="mb-3 mx-4"><img src="https://res.cloudinary.com/ajomoney/image/upload/v1661692037/website/blogs/DB_white_logo_on_black_iv9cte.png" height="60px" alt=""/></a></div></article></section></div><footer class="container-fluid mt-4 mt-md-0 pt-5"><div class="container"><div class="row pt-2"><div class="col-6 col-xl-3 mb-4 mb-xl-0"><h6 class="mb-3 service-a-title">Features</h6><ul class="list-group"><li class="list-group-item px-0 py-0 py-xl-1"><a class="text-decoration-none" href="https://ajo.money/rotating-savings">Rotating group savings</a></li><li class="list-group-item px-0 py-0 py-xl-1"><a class="text-decoration-none" href="https://ajo.money/thrift-contributions">Thrift contributions</a></li><li class="list-group-item px-0 py-0 py-xl-1"><a class="text-decoration-none" href="https://ajo.money/personal-savings">Personal savings</a></li><li class="list-group-item px-0 py-0 py-xl-1"><a class="text-decoration-none" href="https://ajo.money/investment-clan">Investment clan</a></li></ul></div><div class="col-6 col-xl-3 mb-4 mb-xl-0"><h6 class="mb-3 service-a-title">Company</h6><ul class="list-group"><li class="list-group-item px-0 py-0 py-xl-1"><a class="text-decoration-none" href="https://ajo.money/about-us">About</a></li><li class="list-group-item px-0 py-0 py-xl-1"><a class="text-decoration-none" href="https://ajo.money/contact-us">Contact</a></li><li class="list-group-item px-0 py-0 py-xl-1"><a href="https://ajomoney.notion.site/AJOMONEY-PRIVACY-POLICY-680243bf6ea74d61af9800f539ff3b87" target="_blank" class="text-decoration-none">Privacy policy</a></li><li class="list-group-item px-0 py-0 py-xl-1"><a href="https://ajomoney.notion.site/AjoMoney-Terms-of-Service-bef6d65a90164cf181ff523fdf27fcec" target="_blank" class="text-decoration-none">Terms of service</a></li></ul></div><div class="col-6 col-xl-3 mb-5 mb-xl-0"><h6 class="mb-3 service-a-title">Platforms</h6><ul class="list-group"><li class="list-group-item px-0 py-0 py-xl-1"><a class="text-decoration-none" href="https://ajo.money/agents">Agents</a></li><li class="list-group-item px-0 py-0 py-xl-1"><a class="text-decoration-none" href="https://ajo.money/partners">Developers</a></li></ul></div><div class="col-6 col-xl-3 mb-5 mb-xl-0"><h6 class="mb-3 service-a-title">Contact</h6><div class="mt-4"><a href="https://linkedin.com/company/ajomoney" class="text-decoration-none me-4" target="_blank"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" color="#4f4f4f" style="color:#4f4f4f" height="25" width="25" xmlns="http://www.w3.org/2000/svg"><path d="M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z"></path></svg></a><a href="https://facebook.com/ajomoney" class="text-decoration-none me-4" target="_blank"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 448 512" color="#4f4f4f" style="color:#4f4f4f" 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27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z"></path></svg></a><a href="https://twitter.com/ajo_money" class="text-decoration-none" target="_blank"><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 512 512" color="#4f4f4f" style="color:#4f4f4f" height="25" width="25" xmlns="http://www.w3.org/2000/svg"><path d="M459.37 151.716c.325 4.548.325 9.097.325 13.645 0 138.72-105.583 298.558-298.558 298.558-59.452 0-114.68-17.219-161.137-47.106 8.447.974 16.568 1.299 25.34 1.299 49.055 0 94.213-16.568 130.274-44.832-46.132-.975-84.792-31.188-98.112-72.772 6.498.974 12.995 1.624 19.818 1.624 9.421 0 18.843-1.3 27.614-3.573-48.081-9.747-84.143-51.98-84.143-102.985v-1.299c13.969 7.797 30.214 12.67 47.431 13.319-28.264-18.843-46.781-51.005-46.781-87.391 0-19.492 5.197-37.36 14.294-52.954 51.655 63.675 129.3 105.258 216.365 109.807-1.624-7.797-2.599-15.918-2.599-24.04 0-57.828 46.782-104.934 104.934-104.934 30.213 0 57.502 12.67 76.67 33.137 23.715-4.548 46.456-13.32 66.599-25.34-7.798 24.366-24.366 44.833-46.132 57.827 21.117-2.273 41.584-8.122 60.426-16.243-14.292 20.791-32.161 39.308-52.628 54.253z"></path></svg></a></div><div class="mt-2" style="font-size:14px;color:#4f4f4f"><a href="mailto:contact@ajo.money" class="d-block">Email: contact@ajo.money</a><a href="tel:0700-AJOMONEY" class="d-block">Phone: 0700-AJOMONEY</a></div></div></div><div class="row pt-2 mt-3"></div><hr/><p class="d-none mt-4 mb-2" style="font-size:13px;line-height:28px">The website www.ajo.money and the AjoMoney mobile & web apps are properties of AjoPay Financial Technology Limited, a company registered under the Nigeria Corporate Affairs Commission with RC Number: 1780015 to carry out the business of rotating savings, investment and credit while leverage digital technology to help provide it as a solution.<br/>AjoMoney is not a bank. AjoMoney provides collective savings, credit and investment service in Nigeria through AjoPay Multipurpose Cooperative Society Limited registered under CAP: NO 98 of Nigerian Co-operative Societies ACT/2004 with cerfified no. FCTA/ARDS/COOP/2019/2334.<br/>AjoMoney’s services are only available to Nigerians. Investment and banking related products on AjoMoney are offered through affiliates and licensed third party partnerships.</p><div class="my-3" id="google_translate_element"></div><p class="mt-4 mb-5">© <!-- -->2024<!-- --> AjoMoney</p></div></footer></main></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{}},"page":"/","query":{},"buildId":"LUteJdJMy15mmQc9i1wMg","nextExport":true,"autoExport":true,"isFallback":false,"locale":"ng","locales":["ng","rw"],"defaultLocale":"ng","domainLocales":[{"domain":"ajo.money","defaultLocale":"ng"}],"scriptLoader":[]}</script></body></html>